Credit Risk Strategist

Job description

The mandate of the Credit Management & Bank Operations department of Canadian Tire Bank is to provide world class analytics to maximize our credit card portfolio profitability by balancing risk with reward potential. What you’ll do: The Credit Risk Strategist position reports to the Manager, Late Stage Customer Management. The position is responsible for the development of credit risk strategies, customer segmentations & providing quality analytics required to build, execute & refine strategies. Participate in the complete life cycle of credit risk management, including data mining, model building, decision optimization, strategy development & implementation Develop, manage and monitor credit risk strategies related to account management and collections Monitor strategy effectiveness and identify opportunities to improve strategy performance Perform quantitative analysis on the CTB portfolio and translate results into actionable recommendations Foster relationships with internal business partners to develop a thorough understanding of the business & ensure that Credit Risk interests are addressed in collaborative projects Formulate plans to address customer needs, in the form of au...