Loan Underwriter

Job description

- Approve or deny mortgage loans, following mortgage standards, according to VA, FHA, FNMA, FHLMC, Investor, QC and Bank guidelines - Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards - When denying a loan, specify investor and institution guidelines and basis for declining application; must be consistent with all decisions - Evaluate acceptability of loans to investors in the secondary market - Review credit reports and give loan officers and loan processors guidance on how to make the loan work - Ensure the needs of the customer are met - Senior level may supervise underwriters in department - Regular and predictable attendance and punctuality - Other duties as assigned Physical Requirements: FNBT is an equal opportunity employer. - Must be able to remain in a sitting stationary position for extended periods of time - Constantly operate a computer and other office machinery - Ability to lift up to 25 pounds Qualifications: - At least 18 years of age - High school diploma or equivalent - 5 years mortgage experience; preferably two years in a mortgage underwriting environment -...