Credit Analyst II

Job description

Job Type Full-time Description: SUMMARY: The Credit Analyst II is responsible for performing in-depth credit and financial statement analysis to assess and evaluate the financial condition of businesses which have obtained or seek to obtain credit from the bank, with minimal assistance from Credit Leadership,. Preparation of written credit analysis/reviews on credits ranging from $250M and higher. Will also note any deviations from the Loan Policy and Loan Covenants as appropriate. Along with other Credit Department staff, reviews appraisal and environmental reports. ESSENTIAL DUTIES AND RESPONSIBILITIES: Consider this description to be the foundation of your job, not its boundaries. Expect to participate in internal and external training sessions and activities not described here which enhance the quality of service to the client. - With minimal assistance from Credit Manager, spread and analyze financial statements and supplementary information. Performs detailed evaluation of customer’s credit capacities as well as provide detailed reports outlining the financial condition of prospective and present borrowers. The individual must possess knowledge and experience to perform a hig...