Associate Mortgage Loan Specialist

Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Purpose: Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process. Duties: - Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process. - Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner. - Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions. - Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval...