Credit Risk Analyst

Job description

Job DetailsJob Location: Central Alabama - Birmingham, AL 35209Position Type: Full TimeEducation Level: 4 Year Degree PreferredTravel Percentage: NoneJob Shift: DayJob Category: Credit/UnderwritingOakworth Capital Bank has an excellent opportunity for someone to join our team in Birmingham, AL! We are looking for a fulltime Credit Risk Analyst that will play a vital role in supporting our current & future clients. An ideal candidate would meet the qualifications listed below, and more importantly, be able to demonstrate that they live by Oakworth Core Values (Golden Rule, Character, Innovative Spirit, Professionalism, Work Ethic). Summary: This role will monitor the ongoing risk of existing credit relationships via ABL monitoring, annual reviews and covenant tracking, as well as various other supporting credit risk efforts. Key Roles/Responsibilities: Monitor risk of Asset Based Loans via analysis of borrowing bases, A/R and A/P agings, and financial trends. Perform annual reviews on relationships greater than $2 million, identify key issues, and offer mitigants, as needed. Track and monitor financial covenant compliance. Monitor LTVs of loans secured by OCB IMA accounts. Assist wi...