Consumer Credit Representative II - Buffalo NY

Job description

Onsite position in Buffalo NY (1 day remote) Must be able to work e/o Saturday shifts Overview: Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. Primary Responsibilities: - Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. - Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management. - Countersign loans within authority while providing daily guidance and training to less experienced loan representatives. - Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines. - Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures. - Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management. - Primarily support loans sourced through Indirect channels such as car and boat dealerships, requiring regularly working weekend...