HCC Sr Credit Officer

Job description

Responsibilities include but are not limited to: Primary: - Approve commercial credits within prescribed credit authority (Industrial, and Healthcare markets) to support the Healthcare business segment and assist with the industrial business segments transactions. - Monitor compliance with HCC Credit Policy and any applicable bank regulations. - Work with Account Executives in structuring appropriate credit facilities for existing clients and new customers. - Review (and sponsor as needed) credits submitted for Credit Committee approval. - Mentor lenders and underwriters concerning the bank's credit culture, policies and procedures(structuring of commercial loans and leasing transactions). Secondary: - Analyze monthly credit metrics and develop Credit Risk Assessment analysis for monthly Board meeting. - Attend periodic meetings including HCC Watch and Criticized Loan and Credit Committee Meetings etc. Other CRM Duties: - Conduct credit-related projects at the direction of Highland Chief Operating Officer. - Participate in establishing and maintaining Credit Policy and related procedures and guidelines. - Conduct credit assessment of commercial lease portfolios as part of due dilig...