Commercial Banking Officer

Job description

POSITION SUMMARY: The Commercial Lender is responsible for developing, managing, and growing a portfolio of commercial loan relationships while providing high‑quality service to business customers. This role works closely with local business owners to understand their needs, recommend appropriate financial solutions, and support the long‑term success of both the customer and the bank. This position is ideal for candidates with a finance, business, or related background who are interested in building a career in commercial lending — prior banking experience is helpful but not required. ESSENTIAL DUTIES AND ACCOUNTABILITIES: - Develop and manage a portfolio of commercial loan relationships with a focus on profitability, credit quality, and customer satisfaction. - Meet with current and prospective business customers to understand their operations, financial needs, and goals. - Analyze financial statements, cash flow, and collateral to assess creditworthiness and structure appropriate loan terms. - Make loan decisions within established lending authority; collaborate with senior management or loan committees on larger or more complex requests. - Monitor existing loan relationships, id...