Commercial Credit Analyst I

Job description

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Analyst I provides cursory analytical support for commercial banking, including spreading and preliminary analysis of existing customers and prospects. Essential Duties and Responsibilities: - Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships. - Prepares cash flow models for the basis of credit decisions. - Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III. - Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups. - Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers. - Develops a base understanding of various types of lending facilities as well as a variety of companies and industries. - Ensures all departmental documents and activities are performed...