Mortgage Underwriter

Job description

Position Summary: The Mortgage Underwriter is responsible for evaluating and determining the eligibility of loan applications. Responsibilities include analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions. The Mortgage Underwriter is responsible for exercising sound judgment based on detailed analysis and ensuring all documentation is compliant with the relevant regulations. Essential Functions: - Authorizing and underwriting loans. - Reviewing and verifying loan applications and supporting documentation. - Analyzing loan risk and requesting additional information as necessary. - Preparing reports on assessment findings. - Making loan eligibility decisions and approving or rejecting applications. - Reviewing and specifying loan conditions as necessary. - Regular, reliable, and predictable attendance. Marginal Functions: - Comply with industry-related regulations, requirements and state/federal laws as applicable to the job duties of this position. - Documenting and effectively communicating reasons for the approval/rejection of loans. - Returning applications with additional documentation to the loan officer for review. - Proficient und...