Analyst ll, Credit Analysis (Kansas City)

Job description

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success. Summary of the Job: The Credit Analyst II is responsible for performing independent credit analysis of commercial loan requests, including C & I, Agribusiness, CRE, and Specialty verticals. This analyst must perform complex financial analysis and evaluation of credit worthiness; Prepare loan memorandums, risk rating matrices, financial analysis and collateral analysis; Develop and maintain a thorough understanding of loan products and procedures; Develop and maintain strong industry knowledge; and Interact with and provide an exceptional customer experience to internal and external customers. About This Role: ESSENTIAL DUTIES/RESPONSIBILITIES: Conduct complete credit underwriting including: Demonstrate the ability to discuss credits in-depth with Relationship Managers and Credit Approvers and/or SMEs’ and make the appropriate recommendations based on risk of borrower. - Independent preparation of loan presentation packets (credit memos) for new credit requests, loan renewals and annual review...