Scored Loan and Line Performance Sr Analyst

Job description

The Scored Loan and Line Performance Sr Analyst will support Business Banking Risk Analytics by delivering hands-on quantitative analysis across the Loan and Credit line lifecycle. This role focuses on building and maintaining portfolio monitoring, developing insights on credit performance and exposure, and supporting strategy/decisioning changes through testing and post-implementation performance tracking Qualifications: - Build and maintain Scored Loan and Line performance monitoring across vintages/products using leading indicators (e.g., customers dropping below minimum deposit balance, delinquency days past due, % ever 30+, utilization, # cards overlimit). - Enhance analytics for risky populations and support recurring tracking routines/insights for portfolio management actions. - Support decisioning and underwriting platform changes by translating analytical findings into testable changes, coordinating standard testing/validation/sign-off, and tracking outcomes after implementation (e.g., decision rules and platform changes). - Quantify tradeoffs of policy/limit actions using cohort performance analysis and produce clear, decision-ready summaries (e.g., performance difference...