CRA Mortgage Originator
M&T Bank · Oxon Hill, Maryland, US
Overview: Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinv...
Job description
Overview: Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act. Primary Responsibilities: - Works independently to cultivate new mortgage business. - Markets, services and promotes the bank's mortgage products. - May be required to travel to and work at prospective customers’ homes or business locations. Follows-up on potential customers via travel or telephone. - Follows-up on potential customers via travel or telephone. - Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc. - Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptab...