Principal Credit Risk Analyst

Job description

Lead the monitoring, analysis, and modeling efforts to support the Credit Risk Strategy and Analytics function within Navy Federal's Credit Risk Management division (second line of defense). Leverage member, financial, and organizational data to oversee NFOU's lending activities and credit exposure, ensuring rigorous risk identification, measurement, and monitoring across the enterprise. Drive actionable risk mitigation strategies and business intelligence to advance the sustainable growth of NFCU's lending products. Manage complex tasks and projects with minimal supervision, exercising significant autonomy. Senior professional in the field, demonstrating expertise and leadership in the discipline. Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship. - Lead data-driven analyses to challenge credit underwriting strategies using historical loan data, financial reports, and alternative data sources - Develop insights and recommendations for enhancing credit risk strategies and lending products, including analysis of debt issuers, guarantors, and ven...