Credit Analyst US (Association Lending)

Job description

Commercial Credit Florida - PAB This position is responsible for the support of quality loan origination, analysis, processing and reporting of the full assessment of credits and timely completion of credit analyses associated with condominium and home owner association related loans. In this position, you will: - Prepare written credit memorandums on all new loans, renewals, extension and modification relative to financial strengths and weaknesses of borrowers, risk assessments, industry analysis, collateral and loan structures with opinions as to credit worthiness. - Gather information on actual and prospective borrowers through inquiries and investigations with Associations, financial institutions, professional firms or individuals and in-house information on borrowers relative to loan amount, activity, profitability and affiliate relationships. - Assist in portfolio management activities such as completing Annual Financial Updates and Loan Management Reports on existing borrowers. - Spread financial statements using computerized financial software program and analyze reports produced by the system for preparation of written reviews. - Accompany account officers on calls to deve...