Mortgage Loan Originator I
Simmons Bank · Fort Worth, Texas, US
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business.
Job description
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Community Mortgage Loan Originator will proactively solicit new residential mortgage business within the Bank’s designated Community Reinvestment Act (CRA) communities and will establish relationships with business line partners within the organization and external partners to generate referral business. The principal responsibility of the Community Mortgage Loan Originator is to meet with the customer to determine the best product and terms that will ensure success in the mortgage approval process. Essential Duties and Responsibilities: - Originates mortgage loan applications - Negotiates terms and rates of the loans - Obtains customers’ vital information and provides expert advice relative to product options - Provides all required disclosures and notices to customers in compliance with all mortgage related regulations - Secures interest rate lock-ins with investors - Manages pipeline so as to protect the bank from interest rate risk - Ensures all departmental documents and activities are performed in compliance with applicabl...