JobMesh

Senior Managing Director, Credit Risk and Portfolio Analytics

OneMain Financial · Wilmington, Delaware, US

At OneMain, credit risk isn’t just about managing loss — it’s about enabling responsible growth, maintaining market confidence, and protecting our customers...

Job description

At OneMain, credit risk isn’t just about managing loss — it’s about enabling responsible growth, maintaining market confidence, and protecting our customers and investors through every economic cycle. We’re seeking a Senior Managing Director of Portfolio Credit Risk to serve as the enterprise leader for portfolio credit performance, loss forecasting, and risk governance across our full lending platform. This is a high‑impact, highly visible leadership role at the intersection of credit analytics, finance, capital markets, and executive decision‑making. You will shape how OneMain anticipates risk, navigates economic uncertainty, and communicates portfolio strength to senior leadership, the Board of Directors, auditors, and the investment community. What You’ll Do: Portfolio Credit Forecasting & Loss Management Lead enterprise‑wide credit loss and delinquency forecasting across Personal Loans, Auto Finance, and Credit Cards Own the CECL loan loss reserve framework, ensuring accuracy, transparency, and compliance with accounting and regulatory standards Partner closely with Finance and Treasury to embed credit forecasts into capital planning, stress testing, and liquidity strategy Exe...