Scope Credit Analyst I

Job description

RESPONSIBILITIES: - Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity - Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements - Accurately spread financial statements and tax returns and analyze historical performance - Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information - Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof. - Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio - Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA) - Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed - Assist in loan review cycle and with classified asset reporting - Attend and participate in depa...