Portfolio Banker

Job description

Job Summary The Portfolio Banker works closely with Relationship Managers and Regional Relationship Manager to evaluate the financial information and needs of prospective and existing borrowers. The Portfolio Banker is responsible for the gathering and analyzing commercial real estate financials, credit information, conducting extensive in-depth company and industry analysis, and performing due diligence to evaluate risk/return parameters of financing transactions. This position requires direct experience in investor real estate underwriting and asset management to prepare credit memos and annual loan reviews. This individual provides expertise in analyzing, structuring, and underwriting varying levels of complex loan products (including bridge, & construction loans), which includes analyzing property rent rolls, financial statements, cash flows , and valuations. The Portfolio Banker regularly interfaces with Clients, Relationship Managers, Regional Relationship Managers, Credit Administrators and Senior Management, and provides recommendations relating to credit extension decisions and credit risk rating decisions. Post loan boarding duties include following for financial reportin...