Senior Model Risk Manager

Job description

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision. Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together. The Sr Model Risk Manager will report to the Head of Credit Risk. As the Sr Model Risk Manager, you will: - Own and evolve Earnest’s Model Risk Management framework, ensuring our credit, loss forecasting, fraud, marketing, and finance models are rigorous, transparent, and built to scale responsibly. - Lead independent end-to-end model validations — from conceptual soundness and data quality to performance monitoring and implementation review — delivering thoughtful, constructive challenge to modeling teams. - Partner closely with Data Science and Risk leaders early in the model design process to strengthen assumptions, improve methodology, and elevate modeling standards across the company. - Oversee model performance monitoring and proactively identify emerging risks, performance drift, or control gap...