Credit Risk Portfolio Analyst

Job description

Job Description Purpose of the role: To manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio. Accountabilities: - Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions. - Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio. - Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses. - Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile. - Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters. Analyst Expectations: All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonst...