AML Investigator II

Job description

Responsibilities include but are not limited to: - Review and analyze alerts generated by the Bank's electronic monitoring software to make a determination as to whether activity warrants further review. Review and analyze internal AML reports, draw conclusions and make recommendations regarding the need for further investigation. - Conduct suspicious activity investigations and determine whether a Suspicious Activity Report is needed. Draft narrative for each case substantiating the decision/recommendation. - Conduct due diligence reviews on high risk customers through analysis of customer activity compared to KYC documentation and internal/external information sources to determine if further due diligence is needed and/or change in risk disposition is warranted. - Manage complex cases, reviews involving matters such as multiple relationship accounts and complex ownership structures. - Draft and file Suspicious Activity Reports with FinCEN. - Identify and analyze records of outside agencies to facilitate investigations including credit bureau records, police and court records. - Make recommendations for exiting customer accounts/relationships based on investigation or CDD/EDD. - W...