Credit Risk Strategy Manager

Job description

Work Location: NYC Work Mode: Hybrid (3 days/week in office) Pay Range: $130K/Yr - $150K/Yr For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits Role Summary: We are seeking a highly analytical and commercially driven Credit Risk Strategy Manager to lead acquisition risk strategies for our Credit Card portfolio. This role will focus on optimizing approval strategies, leveraging open banking data, managing affiliate channel performance, and driving portfolio growth while maintaining risk discipline. The ideal candidate has strong hands-on experience in SAS and SQL , deep understanding of credit risk frameworks, and exposure to digital acquisition channels including affiliate marketing. Key Responsibilities: 1. Acquisition Credit Risk Strategy 2. Open Banking Data Integration 3. Affiliate Channel Risk Management 4. Analytics & Reporting 5. Stakeholder Collaboration - Develop, implement, and optimize credit card acquisition underwriting strategies. - Design approval, pricing, and limit assignment strategies aligned to risk appetite. - Monitor approval rates, bad rates, and portfolio performance. - Conduct segmentation...