Credit Card Risk and Analytics Manager

Job description

Location : On site at location listed in job posting. Summary: The Credit Card Risk and Analytics Manager will lead, plan, and direct the credit risk modeling and analytics function including, credit risk strategy development, implementation and maintenance of the scorecards for the Credit Card Line of Business. The role will be responsible for optimizing underwriting strategies for all Consumer Credit Card asset types. Plan and direct credit risk modeling efforts to include design and build of custom scorecards across the lending life cycle and optimization of credit line allocations/assignments. Responsibilities: - Lead development and ongoing management of credit risk models for underwriting, scoring, account management, models to optimize credit card lending decisions - Oversee the development, implementation, and use of credit scoring models and account management strategies - Execute development of credit line assignment models to minimize risk exposure while maximizing net income, and profitability models that allow for optimization of the various trade-offs to achieve the business goals. - Maintain thorough knowledge of credit bureau data, tools and initiatives and how they...