Director, Commercial Credit Review
Emigrant Bank · US
Position: Director, Commercial Credit Review Department: Commercial Credit Review Reports To: Chief Risk Officer Employment Status: Full-Time, Exempt Office...
Job description
Position: Director, Commercial Credit Review Department: Commercial Credit Review: Reports To: Chief Risk Officer: Employment Status: Full-Time, Exempt: Office Location: Hybrid, NYC or Miami, FL Supervise: Senior Credit Reviewer: Position Summary: The Director of Commercial Credit Review leads the Bank’s independent credit review function for the commercial loan portfolio, which includes a balanced mix of commercial real estate (CRE) and a variety of specialty credits. Reporting to the Chief Risk Officer (CRO) with a dotted reporting line to the Risk Committee of the Board of Directors, the Director provides timely, objective, and risk-focused assessments of credit quality, underwriting practices, risk rating accuracy, portfolio concentrations, and compliance with credit policy and regulatory expectations. In addition to leading traditional credit review activities, the Director will champion the responsible adoption of artificial intelligence (AI) and automation across certain aspects of the credit review function. Working with the CRO, Chief Credit Officer, ERM, Information Security, Internal Audit, and IT, the Director will identify, pilot, and scale AI use cases that improve sa...