Business Banking Credit Risk Analyst Expert – 2nd Line

Job description

Overview: Perform advanced credit risk data analysis on the small business portfolio to identify areas of risk; evaluate the risk of proposed product, process, policy, and model changes; and provide ongoing monitoring of credit metrics. Provide oversight of the quarterly ACL process and capital adequacy planning. Ensure compliance with internal governance processes and external regulatory requirements; provide expertise and guidance to first-line partners. Provide oversight and expertise in the model creation, testing and validation. Develop and integrate model strategy to support business initiatives and regulatory compliance. Primary Responsibilities: - Lead Quantitative Analysts in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy. - Mentor and may supervise the work of junior team members and assist in the development of their analytical acumen, loss forecasting, and presentation skills. - Employ working knowledge of Credit Risk databases to provide data and analytical support to Senior Management. - Perform data manipulation and analysis using SQL, SAS and Microsoft Excel and present results and r...